Imagine checking your phone for a spam text that turns into a windfall—up to $147 from the Cash App $12.5M settlement. If you’re a Washington resident annoyed by unsolicited Cash App referral messages, this class action payout could be your silver lining. Filed under state privacy laws, the settlement holds Block Inc. (Cash App’s parent) accountable for texts sent without consent from November 2019 to August 2025. With final approval pending soon, now’s the time to verify your Cash App settlement eligibility and beat the claim deadline. This guide unpacks everything from qualification to Cash App payout details, so you can secure your share hassle-free.
What Is the Cash App $12.5M Settlement?
This Cash App $12.5M settlement resolves a class action lawsuit accusing Cash App of violating Washington’s Consumer Protection Act and Commercial Electronic Mail Act. The “Invite Friends” feature allegedly let users spam contacts with promo texts like “Join Cash App with my code for $5” without clear opt-in permission. Block Inc. denies wrongdoing but agreed to the $12.5 million fund to end the case, covering up to 2 million affected users. Beyond cash, it mandates better consent practices and transparency for three years. It’s a win for privacy, turning irritation into compensation amid rising digital spam concerns.
Who Qualifies for the Settlement Payout?
Cash App settlement eligibility boils down to location and experience—only Washington residents who got those pesky texts qualify. You don’t need to be a Cash App user; just prove you received at least one unsolicited message during the period. No proof of consent is required, making claims straightforward. If you’re outside Washington, you’re out of luck—this is state-specific. Early filers boost their odds of hitting the higher payout end.
Basic Requirements
To lock in Cash App payout details: Reside in Washington state when the text arrived. Received one or more referral promos from November 14, 2019, to August 7, 2025. Submit by the deadline—no exceptions for late claims. Not excluded via opt-out in prior notices.
Payout Tiers Based on Claims
The fund divides pro rata, so fewer claimants mean bigger checks.
| Number of Claims | Estimated Payout per Person |
|---|---|
| Low (under 500K) | Up to $147 |
| Medium (500K-1M) | $100-$130 |
| High (over 1M) | $88 minimum |
Actual amounts finalize post-approval, based on valid submissions.
Automatically Notified Groups
Cash App pulls phone records to email or mail notices to likely eligibles. Check spam folders for official alerts from the settlement admin. Non-users with registered numbers from referrals are included. Past opt-outs don’t bar you—rejoin anytime before deadline.
When Will Payouts Be Distributed?
Claims close October 27, 2025, with final court approval expected by December 2025. Valid forms process in early 2026, with direct deposit or checks arriving 60-90 days later. Track status on the official site after submission. Delays could hit if volumes surge, but electronic options speed things up.
Steps to File Your Claim Quickly
Head to cashappsecuritysettlement.com or the notice link to start. Enter your name, email, phone number, and confirm the texts received—takes under 5 minutes online. Mail backups go to the admin address listed. No docs needed for base payout, but add evidence for extras like time lost. Watch for scams; only use verified sites.
Why This Settlement Matters for Users
That $147 could cover coffee runs, gas, or a small bill—real relief from spam frustration. It spotlights how apps must earn consent, pushing industry-wide changes. For Washington folks, it’s empowerment; claim it to hold companies accountable and pad your wallet.
FAQs – Cash App $12.5M Settlement
- Am I eligible if I never signed up for Cash App? Yes—if you got a referral text in Washington during the period.
- What’s the max in Cash App payout details? Up to $147, but prorated by total claims—aim low volume by filing early.
- Has the Cash App $12.5M settlement been approved? Preliminary yes; final hearing soon—claims proceed regardless.
- Do I need proof for my claim? No for standard; phone number suffices to verify.
- When’s the Cash App settlement eligibility deadline? October 27, 2025—miss it, and you’re out.
Conclusion
The Cash App $12.5M settlement isn’t just headlines—it’s up to $147 waiting if you qualify under Cash App settlement eligibility. Washington residents, dig out those old texts, file by October 27, 2025, and turn spam into savings. Visit the official site today to confirm and claim; it’s quick, free, and scam-proof via verified channels. In a world of endless notifications, this payout reminds us: your peace has a price. Secure yours before it’s gone.