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The full retirement age (FRA) for Social Security benefits—the point at which you can claim 100% of your calculated monthly benefit—has been gradually increasing since 1983 reforms aimed at stabilizing the program’s finances amid longer life expectancies. This change culminates in 2026, when the FRA hits 67 for anyone born in 1960 or later, effectively … Read more

If you were born in 1960 or later, congratulations — your Full Retirement Age (FRA) is now officially 67. This is the biggest Social Security rule change in decades, and it affects everything from your monthly check to when you should file. Here are the seven updates you absolutely need to know right now. 1. … Read more