If you were born in 1960 or later, the rules just changed in a big way. Your Full Retirement Age (FRA) for Social Security is now officially 67, not 65 like your parents or grandparents. This two-year shift affects millions of Americans right now, and most people have no idea how much it will cost … Read more
If you were born in 1960 or later, congratulations — your Full Retirement Age (FRA) is now officially 67. This is the biggest Social Security rule change in decades, and it affects everything from your monthly check to when you should file. Here are the seven updates you absolutely need to know right now. 1. … Read more
effect of the increase in social security’s full retirement age on unemployment among older adults Most people think raising the Full Retirement Age (FRA) from 65 to 67 just makes seniors work two extra years. New research proves it’s doing something much worse — it’s pushing thousands of older Americans into long-term unemployment. Why Is … Read more
The Uengine: effect of the increase in social security’s full retirement age on unemployment among older adults In the 1980s, Congress decided to slowly raise the Full Retirement Age (FRA) for Social Security from 65 to 67. That change is now in full effect for anyone born in 1960 or later. Many people assumed this … Read more
Most Americans still believe 65 is the magic retirement number. Wrong! For anyone born in 1960 or later, the Social Security retirement age for full benefits is now 67. This two-year shift quietly cuts thousands of dollars from millions of retirements. Here’s the simple story behind it. Why Did They Change It? Back in 1935, … Read more
Have you ever wondered why the Social Security retirement age keeps changing? Many people think they can retire at 65 and get full benefits, but that’s not the case anymore. Today, for most folks, it’s 67. This shift has left millions scratching their heads and rethinking their retirement plans. In this article, we’ll break it … Read more
Planning to quit work at 65 and live on Social Security? Stop right there. The old “retire at 65 with full benefits” rule died decades ago. In 2025–2026, full benefits start at 66 & 10 months or age 67 — not 65. Claiming at 65 now locks you into a permanent 13%–20% pay cut forever. … Read more
Dreaming of hanging up your work boots at 65? That used to mean full Social Security benefits – but not anymore. In 2025, the “full retirement age” (FRA) – when you unlock 100% of your earned payout – is creeping up, hitting 66 years and 10 months for many. Born in 1960 or later? It’s … Read more
Planning to retire soon? If you’re hitting retirement age in 2026, a major Social Security change could add years to your wait for full benefits – or cost you thousands if you claim early. The full retirement age (FRA) locks at 67 for anyone born in 1960 or later, starting January 2026. Born in 1964? … Read more
Confused about when to claim Social Security? You’re not alone. Over 70% of people get this decision wrong and leave thousands on the table every year. This simple, no-fluff guide compares claiming at 62, 67 (Full Retirement Age), and 70 using 2025–2026 rules and real dollar examples. By the end, you’ll know exactly which age … Read more